I am Out of the Loan!

All the loan stress carry with me for so many years finally ended! No more loan repayment next month! I also decided to say goodbye to two of the useless debit card that I don’t even need in the first place. It was stupid of me for giving out free money to the bank for many years. From today onward, there will be only UnionPay and one Credit Card. I only need to keep the useful cards that work both locally and overseas, especially online purchases, nothing else.

My plan, for now, will prioritise a recovery path. I lost my bonus last year and had a feeling the company making another excuse not going to pay this year as well. Looking for a new job is very hard right now especially considering the age problem and lack of paper qualifications. The challenging part is reminding myself to be super patient and not overthink about quitting my current job. I had to be very confident there are enough funds in the bank to cover the expenses especially monthly insurance for at least a year when searching for other jobs if I decided to rage quit.

Starting a business is not something I am confident of especially in Brunei. With a lack of access to basic online receiving transfer funds. I have to put this idea way back on the list and figure out other ways to earn extra money from part-time. I do have some stupid thoughts about streaming but feel silly to do it. I have an old camera lying around and just need to invest in a budget streaming microphone messing around.