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Showing posts from May, 2018

It’s Time for Damage Control

Living in developed countries, money is the first thing that keeps you and your family out of poverty. The costs of living in Brunei indeed increase sharply. Some shops taking advantage of this situation trying to scam and even department store fake the discount prices on goods. Because of this, most my Malay friends are on high alert and even create Excel documents comparing prices nowadays to protect themselves getting cheated. Well, not a bad idea, and I am following their footsteps too. The company I work with may be slowly doing good recovery but my salary remained the same for two years now after % reduction. The good thing is I continue to keep the job and receive my salary on time so it was a plus to allow me clearing the car loan until this final year in January. I am now feeling more relieved and less stressful. However, my spending habit is still number one concern, so I decided to keep tracks every payment and withdrawing money from the banks in order to find out the total