Hello? HELLLOO!!! Hehehe…

One thing for sure is I am still alive during the worst pandemic we human beings once again have to face on earth. Whenever I am ready to find a new job, shit just gets worse than ever and everyone is struggling to find new jobs these days. Although this is very frustrating, I am still grateful able to continue to keep my job (for now), especially at the age of forty, there will be much more difficult and seeing companies using age tactics. It is understandable they want to lower your current salary. So if you have an opportunity to work overseas. You should take the challenge, this proved that companies from other countries recognize your talent and also, a sort of mitigation against the local companies'.

So, the main priority goal in mind is to clear my bank loan. I only need to struggle one more year, and that’s it. I will be free and able to relax. My next move will be to focus on saving money, topping up my TAP/SCP every month, and making sure there is a backup fund in the bank in case of emergency or ready fund to pay my life insurance until retirement or worst scenario, prepare for another pandemic. I began working at the age of 23 and stupidly loses TAP for 10 years. This is a huge backfire losing so much during that year and having to keep up a bit by topping up both TAP/SCP. You kids, better are not like me. It doesn’t matter if your salary is $300 starting, just make sure you get the local companies to transfer to your TAP/SCP. If your parents are rich and have no worries financially, well, I got nothing to say.